Senior Risk Analyst

BAWAG Group is the listed holding company of BAWAG, which is one of the largest banks in Austria with 2.1 million customers. As a dynamic employer, we promote talent and quickly drive technological innovation. Flat hierarchies, a flexible working environment and equal opportunities for our employees are particularly important to us.

Main Tasks

• Analyze new lending and investment proposals including credit quality, collateral and monitoring framework; prepare independent credit opinions on investment proposals for presentation to Credit Committee
• Responsible for monitoring the financial and operating risks for elements of the Banks portfolio of domestic and international financings with a focus on Real Estate loans
• Validate internal ratings for counterparties and facilities on an ongoing basis
• Review and approve waivers to post signature events, such as contract breaches and restructurings, and on any credit-related changes to contracts in close consultation with other departments
• Provide recommendations on credits for transfer to watchlist or workout group
• Contribute to the ongoing development of the Banks risk-related policies and procedures and the Risk division as a whole
• Attend in the Credit Committee for relevant and specific transactions
• Assist in the development and implementation of various risk related projects by providing respective expertise

Your Profile

• Experience in Risk Management within major financial institutions, focusing on Corporate and Real Estate financing, syndications, and mezzanine financing
• Good understanding of Western European, UK, and US markets (preferred)
• Strong knowledge of credit-related legal documentation and covenant structuring
• Familiarity with credit risk assessment methodologies, rating agency criteria, and risk-pricing techniques
• Proficient in standard computer applications.University degree or equivalent (preferred)
• Strong analytical skills with the ability to make quick, sound credit judgments Creative problem solver with a "can-do" attitude
• Team player, able to work in small teams and perform well under pressure
• Strong interpersonal skills, with the ability to negotiate, collaborate, and adapt flexibly.
• Fluent in English and German

Our Offer

• Business Talks with the Senior Leadership Team, along with trainings, workshops, and learning stays across various departments, provide inspiring insights and learning opportunities
• Mentoring & networking are supported through personal guidance from a buddy within the Senior Leadership Team and access to exclusive networking events (e.g., Trainee Alumni Club, ICON Afterworks)
• FlexOffice is our motto! Work from your private environment whenever it suits your role
• On your office days, youll work at our modern and easily accessible office near Vienna Central Station
• We also offer attractive additional benefits, such as corporate health programs, group insurance, BAWAG sports club membership, and meal subsidies

Your point of contact

For this position, the full-time minimum gross salary under the collective agreement is € 44.476,88 before tax. Depending on experience and professional training, there is a willingness to overpay.

Your contact person for this position: Sophie Piehslinger +43 664 88683956

• We value people.

Information :

• Company : BAWAG GROUP
• Position : Senior Risk Analyst
• Location : Wien, W
• Country : AT